> ## Documentation Index
> Fetch the complete documentation index at: https://docs.rc.cleverhub.co/llms.txt
> Use this file to discover all available pages before exploring further.

# Treasury Accounts

> Treasury Accounts are currency-specific accounts for holding, receiving, and moving funds, available in AUD. Learn how they work and how to deposit into one.

**Treasury Accounts** are a newer Clever Connect feature that gives merchants a dedicated place to hold, receive, and move funds in a specific currency. Because Treasury Accounts were introduced after the balance models, they always use the [Dedicated Balance](/platform-overview/clever-concepts/balance-models) model. Each Treasury Account keeps its own separate balance; funds are never combined with other accounts, and any money movement only affects the account you select.

## The two money flows

Within a Treasury Account there are two ways money moves:

<CardGroup cols={2}>
  <Card title="Deposit" icon="arrow-down-to-bracket">
    Moving funds into the Treasury Account.
  </Card>

  <Card title="Transfer" icon="arrow-up-from-bracket">
    Moving funds out of the Treasury Account to a recipient.
  </Card>
</CardGroup>

<Note>
  For a full walkthrough of moving money out, see the [transfer flow](/platform-overview/clever-concepts/transfer-flow). This page covers what Treasury Accounts are and how to deposit into one.
</Note>

***

## Supported currencies

Treasury Accounts support **AUD**. You can open, deposit into, and transfer from a Treasury Account in Australian dollars.

<Note>
  Treasury Account currency support is separate from payin and payout support, which covers a much wider range of currencies. JPY payins, for example, are supported through P2C bank transfer. For the current list of supported currencies and payment methods, see [payment methods and currencies](https://helloclever.co/multi-currency).
</Note>

***

## Finding your account details

<img src="https://mintcdn.com/helloclever-8a6f7f0c/9hfKiM7flTcNhW3u/platform-overview/clever-concepts/treasury-accounts-details.png?fit=max&auto=format&n=9hfKiM7flTcNhW3u&q=85&s=a56768da53777805c9124fb42066616a" alt="" width="1290" height="317" data-path="platform-overview/clever-concepts/treasury-accounts-details.png" />

Before you can deposit into a Treasury Account, you need its banking details. You will find these on the merchant dashboard, under the account’s **Account Details** tab. The key fields are:

* **Account name**: the legal name on the account (for example, UMBRELLA COMPANY).
* **Account number**: the unique account identifier.
* **BSB code**: required for AUD accounts.
* **Bank name**: the name on the account.

You will copy these values into the deposit step below.

***

## Deposit flow

Once a Treasury Account has been created, you can simulate a deposit to confirm that incoming funds are received and credited correctly.

### Simulating an AUD deposit (TestBank)

For AUD accounts, use the **TestBank** simulator at [`https://test-bank.cleverhub.co/bsb-info`](https://test-bank.cleverhub.co/bsb-info), which mimics a payment from a customer’s bank account.

<Steps>
  <Step title="Open TestBank and choose the tab">
    Open the TestBank page and select the **BSB & Account Number** tab.
  </Step>

  <Step title="Enter the account details">
    Enter the Treasury Account’s account holder name, BSB number, and account number, copying these from the merchant dashboard.
  </Step>

  <Step title="Continue">
    Click **Next**.
  </Step>

  <Step title="Enter an amount">
    Enter the amount you want to deposit. You can pay the exact amount, or deliberately under-pay or over-pay to test edge cases.
  </Step>

  <Step title="Pay">
    Click **Pay Now**. To run another test, click **Pay another** to reset the form and start again.
  </Step>
</Steps>

After the simulated payment completes, the deposit appears in the Treasury Account’s transaction history, and the Incoming and Available balances on the dashboard update accordingly.

<Tip>
  You can also simulate a deposit programmatically instead of through TestBank. See the [simulate deposit endpoint](/api/v1/simulate-deposit).
</Tip>

***

## Where to find `app-id` and `secret-key`

Some API calls (including simulating a transfer outcome) need your store’s `app-id` and `secret-key`. The two values come from different places.

<CardGroup cols={2}>
  <Card title="app-id" icon="hashtag">
    Found in the **Account Details** tab, the **App ID** is displayed under the account name, obfuscated. You can copy it by using the copy button.
  </Card>

  <Card title="secret-key" icon="key">
    Found in the merchant dashboard profile menu, under **Authentication → Auth 2.0**. Use the **Primary secret key** and copy it with the copy icon.
  </Card>
</CardGroup>

<Warning>
  Keep your `secret-key` secret. Treat it like a password, and never commit it to shared documents or code.
</Warning>


## Related topics

- [Managing Balances and Accounts](/portal/balances.md)
- [Moving Money: Settlements, Withdrawals, and Transfers](/platform-overview/clever-concepts/moving-money.md)
- [Payments Accounts](/platform-overview/clever-concepts/payments-accounts.md)