> ## Documentation Index
> Fetch the complete documentation index at: https://docs.rc.cleverhub.co/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment APIs for AUD (v1)

> Hello Clever’s v1 API covers PayID, BSB/Account transfers, PayTo agreements, payouts, cashback delivery, and balance management for AUD payments in Australia.

The Hello Clever Payment API (v1) provides a comprehensive suite of AUD payment services built for the Australian market. Using these endpoints you can accept payments via PayID, initiate BSB/account number transfers, manage PayTo recurring agreements, run bulk payouts, deliver cashback rewards, and query real-time balance data, all from a single, consistent API.

<Note>
  All endpoints in this section are AUD-only. Support for additional currencies is under development. For queries that span more than one year, contact [support@helloclever.co](mailto:support@helloclever.co).
</Note>

## Base URLs

| Environment | Base URL                                  |
| ----------- | ----------------------------------------- |
| Sandbox     | `https://api.cleverhub.co/api`            |
| Production  | `https://api-merchant.helloclever.co/api` |

## Authentication

Every request to the v1 API requires two API key headers issued to your application:

<ParamField header="app-id" type="string" required>
  A unique identifier assigned to your application.
</ParamField>

<ParamField header="secret-key" type="string" required>
  A secure token associated with your `app-id`.
</ParamField>

You can also exchange your credentials for a short-lived access token using the [Generate Access Token](/api/payment-gateway/generate-access-token) endpoint. Tokens are valid for 3600 seconds (1 hour).

## API capabilities

<Columns cols={2}>
  <Card title="PayID" icon="id-card" href="/api/aud-payid/create-one-time-payid">
    Create one-time and static PayIDs, retrieve payment request lists and statuses, cancel pending PayIDs, and generate hosted payment gateway links.
  </Card>

  <Card title="BSB/Account Number" icon="building-columns" href="/api/aud-bsbaccount-number/create-bsbaccount-number-payment">
    Initiate direct bank transfers to Australian BSB and account numbers, list bank payments, check payment status, and process refunds.
  </Card>

  <Card title="PayTo agreements" icon="file-signature" href="/api/aud-payto/create-payment-agreement">
    Create, amend, and manage the lifecycle of PayTo payment agreements for recurring or scheduled payments between merchants and payers.
  </Card>

  <Card title="Payouts" icon="money-bill-transfer" href="/api/aud-payout/create-a-payout">
    Send bulk payouts to multiple recipients via PayID or BSB accounts, upload payout batches via file, retrieve payout details, and cancel scheduled payouts.
  </Card>

  <Card title="Cashback" icon="percent" href="/api/cashback/get-cashback-campaign-list">
    Query cashback campaigns, activate user cashback accounts, deliver cashback rewards after purchases, and let users withdraw their cashback balance.
  </Card>

  <Card title="Balance" icon="scale-balanced" href="/api/balance/get-balance-details">
    Retrieve a real-time breakdown of your available, incoming, outgoing, rolling-reserve, and withdrawable AUD balances, plus a full AUD balance history. For other currencies, use the [v2 Balance API](/api/v2/balance).
  </Card>
</Columns>


## Related topics

- [Get Started with Hello Clever](/getting-started/overview.md)
- [Build Recurring Billing with PayTo Agreements](/developer-reference/api-use-cases/build-recurring-billing-with-payto-agreements.md)
- [Choose the Right Hello Clever Integration](/integrations/choosing-integration.md)